Mortgage rates in Utah are very low. Conforming 30 year mortgage rates are at 4.82 percent. 15 year conforming mortgage rates are at 4.10 percent. Jumbo mortgage rates are also very low right now. Current 30 year jumbo mortgage rates for Utah are 5.30 percent and 15 year jumbo mortgage rates todays are  4.50 percent, not much higher than 15 year conforming mortgage rates.

Adjustable mortgage rates for homes in Utah are also very low these days. 5 year adjustable mortgage interest rates are 3.37 percent. 5/1 jumbo ARMs are 3.80 percent.

America First Credit Union which is in Orem, Utah, lists 30 year fixed mortgage rates at 4.87 percent and 15 year fixed mortgage rates at 4.125 percent. There are many other banks and credit unions offering very low bank mortgage rates today right now.